We'll search the market for you

No jargon plain talking advice

Prompt and reliable service

We search, you choose

With you from start to finish

Calculators                                      Mortgage                                       Insurance

Web Design - FTC Design

This link will direct you to a new site which is not regulated by the Financial Services Authority. We give no endorsement and accept no responsibility for the accuracy or content of any sites linked to this site.

The Mortgage Company (Nottingham) Ltd


50 Market place
Long Eaton
NG10 1LT


Country of Registration: England

Company Registration Number: 08783508


Life Insurance


We have access to the UKs' leading insurance companies and competitive premiums on policies such as life insurance, critical illness cover and income protection. Call us today on 


to find out more.

Life Insurance



Life insurance policies pay out if you die or have a terminal Illness within a specified period.   If you have financial dependents or liabilities, for example a mortgage, then it is important that you consider taking out a life insurance policy to protect the financial security of your loved ones in the event of your death.


There are different types of Life Assurance available to you, and we can advise you on which would be the best type of cover for you and how much cover would be suitable for you and over what term.


Here is a brief description of the main types of life cover:

By clicking on the following link you are now leaving the regulated site of The Mortgage Company.  Neither The Mortgage Company nor Sesame Ltd, is responsible for the accuracy of the information contained within the linked site.



Level Term Assurance: The amount that you are insured for is guaranteed and remains unchanged throughout the term of the policy.  It is often used to cover interest only mortgages and loans or for family protection.  The payout is a tax free lump sum upon a successful claim.


Increasing Term Assurance: This is very similar to Level Term Assurance, however the sum assured increases each year with the Retail Price Index (or at a fixed percentage if required) to negate the effects of inflation.  The payout is a tax free lump sum upon a successful claim.


Decreasing Term Assurance: Sometimes known as Mortgage Protection, this type of cover decreases throughout the term of the policy and is essentially only used to protect a Capital & Repayment Mortgage.  The payout is a tax free lump sum upon a successful claim.